Edition No. 4 | 04 November 2013  

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Edition 5 view edition

You Talk - How to sell property to make super contribution after retirement

Jeremy asks: My wife and I are 60 years old, employed full-time and have a jointly owned investment property we’d like to sell. We plan to retire at the end of this financial year. Should we contribute the sale proceeds into superannuation and should we do this before or after we retire?

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Retiree - Who gets your super?

What happens to your super or your super pension if something happens to you? Unless you make a binding nomination, your super fund trustee may be able to override your wishes and your loved ones may miss out.

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Edition 4 view edition

Smart strategies… to get debt in order

Nicholas Lipscombe, NAB Private Wealth Private Client Executive, shares his top 4 debt strategies |READMORE|


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SMSF property: 5 must know rules

Owning property in your Self Managed Super Fund (SMSF) can be both rewarding and challenging, writes Peter Hogan, MLC National Manager, SMSF Advice. |READMORE|


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Edition 3 view edition

Savvy share market investing

With markets up one day and down the next, it can be difficult to feel comfortable about investing in shares. Here are five savvy strategies to help you manage your portfolio:

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Good debt, bad debt

Unproductive debt can be an enormous drag on your ability to grow wealth, but not all debt is bad. Used well, borrowing to invest can help you create a larger portfolio sooner. Here’s how to make good debt work for you as you approach retirement.

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Edition 2 view edition

What’s the outlook for Australia’s housing market?

 

In the MLC Investment Insight - What’s the outlook for Australia’s housing market? Michael Karagianis, Senior Investment Strategist, MLC Investment Management discusses the outlook for Australia’s housing market.

Read the full report - What’s the outlook for Australia’s housing market?


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How to make your insurance more affordable

Did you know you can save money by buying your insurance in super? This is because super can offer both cash-flow benefits and tax concessions.  |READMORE|


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Top Social Security Strategies you didn't know about

Maximising social security benefits, such as the age pension, has been a major goal for many Australians once they reach retirement. Jennifer Brookhouse* outlines some strategies that can be used to reduce your assessable income and/or assets and increase your Centrelink benefits.
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Edition 1 view edition

Super or the mortgage?

Most of us wait until the mortgage is paid off before making larger “catch-up” contributions to superannuation but the recent halving of the annual concessional cap makes this harder to do.

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Money talks - over 50s

Talking to your loved ones about money can be one of the hardest conversations of all, as well as the most important. Here are some tips for those difficult financial conversations.

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In this edition
Smart strategies… to get debt in order
SMSF property: 5 must know rules
 
Whats new

After Dark

After Dark returns to celebrate the romance, mystery and extraordinary beauty of Central Asia. 

Travel the mysterious winding paths of the Silk Road to the heart of Afghanistan for a night with good friends, great music and extraordinary stories.
Friday nights: 15 November and 13 December.
$26.50 (Entry only, 18+ ID required, includes booking fee)
5:30pm – 9:30pm. Limited numbers. Pre booking essential.
Book now online at www.afghanistan.qm.qld.gov.au or phone 136 246.

Acoustic Guitar Spectacular

Date: 8 NovemberVenue: Ipswich Civic Centre (Cunningham Room)

 

Phone Bookings: (07) 3810 6100

Two internationally acclaimed acoustic guitarists, Michael Fix and Richard Gilewitz (USA), join forces and return to Ipswich to weave memorable musical magic!  Michael Fix's entertaining and amazing fretboard wizardry has seen him earn a place amongst the world's top players. His signature style explores the history of guitar with sounds of folk to Americana, the blues to classical, ragtime to pop and most places in between.  Adults: $27.00; Concession/Student: $22.00; Under 18 Years: $15.00.

Morning Melodies - A Tribute to Cash, Monroe & Presley

 

 

Ipswich City Council Customer Service Centre, I43 Brisbane Street,

When Mark Caliguri and Joanne Evangelia portray these three prodigies of the legendary Sun Records recording sessions, it's a recipe of dynamic showmanship for the audience from these 2 seasoned performers.  Mark is striking in resemblance to Johnny Cash, on which the first part of the show is based. Joanne has uncanny resemblance both vocally and visually to Monroe.  The set is 15 minutes of Monroe's greats. In the third set, Mark is also in his own league as Elvis.  With his striking good looks and Vegas costuming (which are made by the same designers that created the suit originally for Elvis) Mark sings all the classics in an unforgettable tribute performance to the King.  All Tickets $15.50.  Ticket includes Devonshire Tea after the Show.

Ballooning over the Senic Rim

TEL: 07 3294 8770
info@floatingimages.com.au

Experience South East Queensland's only city and country hot air balloon flight with Floating Images, operating 30 minutes from the Brisbane CBD. Imagine floating majestically and effortlessly over the picturesque countryside. Passengers enjoy superb and glorious views while discovering the heritage city of Ipswich and the Scenic Rim region as they gently unfold before your eyes.

This activity is about four hours, and includes a one-hour balloon flight, restaurant champagne breakfast, and flight certificate. .

Call or book online for balloon flights, accommodation packages and gift vouchers.

 
Contact us
Phone
07 3281 1226
Fax
07 3282 9900
Email
Email Us
Website
Total Wealth Management
Address
Suite 2, Level 5,
Ipswich Corporate Centre
14-16 East Street,
Ipswich QLD 4305

PO Box 48,
Ipswich QLD 4305